When looking for financial planning advice there are several options open to you. The very best is visiting this website www.foxgroveassociates.co.uk/individual-clients/retirement-planning/
If you are knowledgeable and have an interest in investment matters then there is the self-invested personal pension. This is where you make the investment decisions for your pension yourself and the only advice that you really need is how to set one up and on which investments to make.
Many SIPPS holders subscribe to stock market memberships sites where people discuss which stocks are likely to move based on performance and technical analysis.
Even though SIPPS are becoming more and more popular, most people would rather have their investment decisions made for them and the choice of which pension to invest in can be made far easier with some quality retirement planning advice.
This can come in the form of an independent financial advisor who is able to discuss your financial situation and your future plans and come up with something that fits your needs perfectly. To receive this kind of retirement planning advice it is usually possible to receive the first appointment free of charge.
This will give an adequate opportunity to satisfy yourself that you like the advisor and feel comfortable in the advice that is being given. It must be said at this point that one of the best ways of finding a financial advisor is by recommendation and then checking that they are qualified etc.
When the advisor has been chosen there is usually the choice of paying by the hour or paying by commission. When choosing the commission route it is comforting to know that the commission is usually paid to be the pension company and not the client.